Which Bilt credit card is the most value?

Compare values within the Bilt 2.0 Ecosystem

Monthly Spend

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Your monthly rent or mortgage payment. Bilt charges a 3% fee on this unless unlocked.

Strategy

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How do you plan to use your points? Travel offers the best value.

Analysis Results

Simple Rewards: The new fee-free system. Earn uncapped points on housing based on your non-housing spend ratio (up to 1.25x).

Complex Rewards: The legacy system. Earn 1x points on housing (capped at 100k) with a 3% fee (waived if Bilt Cash covers it).

Simple Rewards (New System)

Complex Rewards (Old System)

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